Are you competitive with your Credit Card Offerings?
Empower your Credit Card strategy with a comparison of programs across the country and attract new customers. RateWatch now has an update of our semi-annual Credit Card Analysis Report. Changes to rates and rewards are highlighted for both consumer and business cards.
Over 24,000 data points on our newly updated Credit Card Analysis Report
36 new consumer cards, 2 new business cards and 80% of the credit card offerings in our most recent Credit Card Analysis Report (now covering 552 cards) have had a rate change.
- Credit Tiers
- Teaser Rate/Period
- Index / Spread
- Purchase / Cash Advance Rate
- Numerous Fees
- Overall Averages Snapshot
- And More for both Consumer and Business Cards!
There's More! Take a look:
Averages and Market Data
This report includes a summary of Business and Consumer cards combined showing overall percentages of rate changes as well as overall average rate, rate changes, teaser rates, a comparison of Bank and Credit Union offerings, and graphs showing big card networks' purchase and circulation data.
Summary of Cost
This section of the report compares cards by their 2 year cost and now also includes a valuation of the rewards earned.
Shows the lowest rate card for each institution in a quick summary.
PLUS - Add on 5 Extra Sections for only $49:
Graphs and charts the comparison of Revolving Consumer Credit with a % change in credit and the interest rates on credit cards over time
Displays numerous rate indices - update at any time with a click of a button
Displays a variety of call report data over time for the Credit Unions on the main report -2 new columns added (Total # and $ Unsecured Credit Card Loans)
Displays a variety of call report data for the previous year for Banks on the main report plus the calculation of Credit Card Purchases to Total Assets
Rate History Chart
A line graph displays current and historical rate averages for purchases, cash advances, penalties and teaser rates as far back as 2013